With the advent of the reloadable cash card, carrying cash is fast becoming a thing of the past. Indeed cash has many drawbacks such as risk of theft and physical break down of paper currency.

Fully secured reloadable cash cards are replacing cash and credit cards as they are far safer. The latest state of the art reloadable cards are pin code protected, completely anonymous and have no expire date.

MLM and auto surf companies are also finding the latest reloadable cash cards very useful to pay their members. Most MLMS have thousands of members that can make paying out commissions very costly and time consuming. Reloadable cash cards allow MLM companies to pay many members quickly saving both money and time.

Load accounts can be set up that allow MLM companies to pay their members with the help of an online log in panel. Funds are first wired into a load account where they can then be distributed to hundreds of members in minutes.

Reloadable cards can even be loaded from offshore IBC company formations and private bank accounts with one quick wire transfer. This can be very useful for those who wish to bring in funds from offshore privately and confidentially.

Reloadable cards are now even being used by large companies such as the Ford Motor Company and U-Haul International to provide employees with quick access to their money.

Payroll debit cards now allow large companies such as Ford to give workers their paychecks and bonuses without the expense and hassle of a paper check. Employers put over $2.1 billion on benefit debit cards in 2004. This is up 12 percent from the previous year, according to research firm Mercator Advisory Group.

Ford employs over 135,000 people in the US. This alone can be very costly for payroll using paper check processing.

Most cards also currently allow funds to be loaded by wire, ACH transfer, e-Gold, Pay Pal, and of course from card to card.