If you are wishing for more prosperity or desiring wealth, it requires attention and knowledge on multiple levels. There are three levels of consciousness to transform your relationship with money.

In the "real" external or outer world, we must gain and understand financial knowledge. We educate ourselves about income and expenses, investing, taxes, and the importance of savings. We read books, watch television programs, attend classes and learn about the stock market, planning for retirement, how to ask for a raise, how to cut our taxes, and managing money. Here is where we develop skills, acquire tools, and use our experience to make sound decisions. At this level, it is our lack of knowledge and skill most likely to trip us up.

We also must understand our feelings, thoughts, beliefs and values around money, prosperity, wealth, poverty, and all that entails. From early childhood we have absorbed lessons, true and untrue, and developed beliefs about money from parents, school, friends, the media, our religions and our cultures. Our values around money, wealth, work, poverty and other money-related issues were also formed early on. We are still absorbing messages about money, especially in the western cultures where money is "king". Your unconscious beliefs or values can negatively or positively affect your ability to choose wisely. Making these beliefs conscious and determining whether they are still useful to you may enable you to make better choices and have what you desire. There are many tools and techniques available to bring these beliefs to light including simple ones like asking yourself questions about what you believe and why.

The last way we affect prosperity is through our spiritual practices and understanding. It helps to learn about the spiritual laws governing prosperity and abundance in our lives. These include having clear insight into who you are, and your place in the world. It includes understanding the interconnectedness of all living things and the planet. For many of us, having clarity and congruency, living an authentic life, understanding the laws of attraction, and being in touch with our inner spirit or self (sometimes called higher self are necessary steps in transforming our relationship with money. And most importantly, having intense gratitude for all we already have.